Terms and Conditions

1. Nature of Advisory Services

OneX Credit Solutions provides independent educational, diagnostic, and documentation assistance services relating to consumer credit reports. OneX is NOT a credit bureau, NOT a bank or NBFC, and does not provide direct credit facilities, debt settlement guarantees, or legal representation in courts.

2. Explicit Disclaimer of Guarantees

You explicitly acknowledge and agree that:

• OneX does NOT guarantee any specific numerical increase in your CIBIL, Experian, Equifax, or CRIF score.
• OneX does NOT guarantee loan approval or credit card issuance from any financial institution.
• OneX cannot and will not attempt to expunge accurate, verified, and legally substantiated negative records from credit bureau files.
• Dispute resolution outcomes depend entirely on the reporting lender's verification and bureau data cycles under the Credit Information Companies (Regulation) Act, 2005.

3. Client Responsibilities

Clients agree to provide truthful, accurate, and complete information regarding their financial accounts, payments, and identification documents. Supplying falsified documents or fraudulent loan receipts will result in immediate termination of the advisory engagement.

4. Intellectual Property

All content, trademarks, logos, guides, and diagnostic frameworks featured on this website are the intellectual property of OneX Credit Solutions and protected under Indian copyright laws.

5. Governing Law & Jurisdiction

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the competent courts in India.